Superannuation interest rates. AustralianSuper is an industry super fund run only to benefit its members, not to create profits for shareholders. Compare before-tax contributions (salary sacrifice) and after-tax contributions to see which one will give your super the bigger boost. View personal details, account summary, transaction history and investment performance. We are currently working to improve your online help and advice experience and will have new tools and calculators on our website soon. Top up the Government Age Pension with your super. SMSF Term Deposit. It’s a good way to get a sense if you’re on track for the retirement you want. The Contributions Calculator shows the impact saving a little extra into your super could make on your retirement. Obviously the outcome will depend on the actual returns the portfolio achieves but you, in conjunction with your adviser, will need to make assumptions about the earning rate on your portfolio … View more. As of 17 April 2020, these calculators will use a single set of assumptions. Find out how much the government will contribute to your super, based on your income level. Find out more. Compare AustralianSuper - MySuper and other Superannuation products at RateCity, Australia's leading comparison site AustralianSuper doesn’t accept any liability, either direct or indirect, arising from any person relying, either wholly or partially, upon any information, provided by, resulting from, shown in, or omitted from, the calculator. Use this online tool to help you compare AustralianSuper's benefits and services with more than 90 retirement income funds. Past performance of AustralianSuper Socially Aware as of June 2020: 3 years: 4.83% p.a. The ASFA Retirement Standard The Retirement Standard from the Association of Superannuation Funds of Australia (ASFA) says a 65-year-old retired couple needs $61,909 per year for a comfortable retirement, or $43,687 for a … This calculator will help show you what your super balance might be when you retire — and the results might surprise you. This calculator can assist to work out the cost of insurance except for cover in AustralianSuper Select division, further information about insurance cover can be found in the insurance guides available on the AustralianSuper website. It makes it easy to estimate the value of extra contributions and what a difference they can make. You can choose the amount you think you might need. If you had $50,000 invested in AustralianSuper Socially Aware, you'd pay annual fees of … Follow the simple 3 steps to see the difference an income from super can make. Get an independent comparison report from superannuation research firm Chant West. The comparison rate is based on a loan amount of $150,000 over a … Age: (min: 18, max: 75) This calculator is limited to a retirement age of 75Income: ($ p.a., before tax and super, max: $1,000,000) Desired retirement age: (min: 60, max: 75)Your super. You may need Total & Permanent Disablement (TPD) cover of: TPD insurance can provide financial security for your future if you become totally and permanently disabled and can never work again. Follow the simple 3 steps to see the difference an income from super can make. The systems and logic included in the calculator are based on existing legislation, laws and does not take into account any proposed legislative changes. Show me the difference . See the impact on your account balance when you compare Cbus to the average retail super fund, over the past 5, 10 or 15 years. more. These calculators will assist you with planning for your retirement. Superannuation interest rates. Do you know your Income Protection work rating? This Home Budget Planner tool is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, ASFL 233788, the Trustee of AustralianSuper ABN 65 714 394 898. Compare Cbus. More superannuation calculators. Time needed. Super basics Many people think of their super as an investment that takes care of itself but the choices you make about your super and investments could make a big difference to your … Co-contribution Calculator. If you were to suffer from a disability, you may incur additional expenses like to allow wheel chair access. MoneySmart super calculator. Compare before-tax contributions (salary sacrifice) and after-tax contributions to see which one will give your super the bigger boost. The calculator shows the costs of cover by applying the information that you enter. This clever calculator can show: Which type of personal contributions could bring the biggest boost to your super; The average salary for AustralianSuper employees in Australia is AU$116,878 per year. Suncorp’s Contributions Calculator allows you to determine how making extra super payments now could improve your financial situation later. The maximum value of other assets allowed is $99,999,999. The calculator provides illustrative calculations based on your own inputs about how you spend your money. Salary Sacrifice Calculator. This is not a quote and should be used as a guide only. In this section you can discover some of the calculators and reckoners that SuperGuide have developed to make superannuation and retirement planning easier to understand.. We also show you how to use some of the other retirement calculators available, review how reliable they are, and give you tips on how to choose one the right one for you. The calculator makes assumptions based on the information you enter to estimate how much it may cost to maintain your (and your family’s) lifestyle if something happens to you. This website is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898 Superannuation Fund Number (SFN): 2683 519 45, Superannuation Product Identification Number (SPIN): STA0100AU. In no way will AustralianSuper be liable for any loss or damage caused by a user’s reliance on information obtained using this calculator. Living Super. Before making any financial decisions consider your own financial circumstances, needs and objectives and consider getting professional financial advice. The calculator does not make any assumptions about you or your circumstances. Estimate my super. This can provide you and your dependants with money to live on. Most of us are underinsured. If your occupation can be classified as Low risk or Professional, you may be eligible to pay less or get higher insurance cover. The maximum total assets allowed is $9,999,999,999.99, The maximum total debts allowed is $9,999,999,999.99. Our retirement planner calculator estimates how much super you will have when you retire as well as the anticipated gap between your estimated super balance and how much super you may need. AustralianSuper offers a number of membership categories and because everyone’s insurance needs are different, the type of cover available will vary depending on the nature of work people do, employment arrangements, their age, education and eligibility. If you’re thinking about making extra contributions to your super, our superannuation calculator can also help you decide between before-tax contributions such … Use our super contributions calculator to see the difference extra contributions could make to your super and retirement. more. Find your lost super. There are many types of life insurance benefits available in the market and no product is identical to another, AustralianSuper does not intend that this calculator will influence your decision about your super or any financial product and no such intention should be inferred. This tool helps you estimate how much super guarantee your employer should have paid for you. The calculators do not take the place of financial advice and are designed to give a general picture only. MoneySmart super calculator. The Super guarantee (SG) contributions calculator tool helps you work out the superannuation guarantee amount to pay to your employee's super fund.. For salary or wage payments made on or after 1 July 2014, the minimum SG contribution rate of 9.5% will need to be … Leaving Oz is normally a sad time for most people but there is one thing that should cheer you up – your superannuation refund! Your income exceeded the maximum value of $999,999,999.99 annually. Salary Sacrifice Calculator. This calculation is based on your current investment and assets. Your other income exceeded the maximum value of $999,999,999.99 annually. information, Explanation of the extra disability calculation, {{$ctrl.roundNumberToNearest($ctrl.voluntaryDeathCoverAmount, $ctrl.deathAmountInterval) | currency:'$':0}}, {{$ctrl.roundNumberToNearest($ctrl.voluntaryTpdCoverAmount,$ctrl.tpdAmountInterval) | currency:'$':0}}, {{$ctrl.voluntaryIncomeProtectionCoverAmount | currency:'$':0}}. This calculation is based on your current investment and assets. Find out how much insurance cover you may need and how much it will cost. This insurance calculator has been made available to anyone by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, the Trustee of AustralianSuper ABN 65 714 394 898 to help better understand if an individual’s financial circumstances were impacted by a life event how it can be protected through insurance cover. Using a retirement calculator can help get your head around: how much you’ll want/need in retirement; a projection of how much you'll have; the impact increasing your contributions will have on your balance. This insurance calculator has been made available to anyone by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, the Trustee of AustralianSuper ABN 65 714 394 898 to help better understand if an individual’s financial circumstances were impacted by a life event how it can be protected through insurance cover. This calculator helps estimate how much money you could get in retirement, how long your super could last and how adding a few extra dollars to your super now, could make a big difference when it’s time to retire. Find out how much the government will contribute to your super, based on your income level. It makes it easy to estimate the value of extra contributions and what a difference they can make. Living Super. Calculating the difference. SMSF Term Deposit. You may need Income Protection cover of: Income Protection can provide you with an income if you become disabled or ill and are temporarily unable to work. It will take approximately minutes to complete this section in detail. Insurance planner. Superannuation guarantee contributions calculator. Use our superannuation calculators and tools to find out your super balance might be at retirement and plan how to grow your super balance. The higher the premiums the less savings you will have available for your income when you stop working. Co-contribution Calculator. It has been developed by TAL Life Limited, ABN 70 050 109 450 AFSL 237848, whose copyright is reserved. It’s important you evaluate the appropriateness of insurance to your financial circumstances so you should consider the cost of cover over time as this may impact the amount of money you end up with in retirement. It is calculated by using two methods, as a salary sacrifice contribution or as an after-tax contribution. It manages over $100 billion in assets on … The calculator makes assumptions based on the information you enter to estimate how much it may cost to maintain your (and your family’s) lifestyle if something happens to you. The maximum total expenses allowed is $999,999,999.99. The calculation below is an estimate. If you die, Death cover may provide a lump sum payment (before tax) to your beneficiaries or estate. Information to have ready. Retirement Drawdown Back to Calculators. This website is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898 Superannuation Fund Number (SFN): 2683 519 45, Superannuation Product Identification Number (SPIN): STA0100AU. Super Guru calculators can help give you a general picture of the way the superannuation system works and how you might be able to make the system work for you. Find your lost super. This is the formula we’ve used in our calculator, except where you’re not working before retirement. This is the formula we’ve used in our calculator, except where you’re not working before retirement. Please take time to read all of the details about the calculator – how it works, the conditions and restrictions. This Home Budget Planner tool is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, ASFL 233788, the Trustee of AustralianSuper ABN 65 714 394 898. ASIC is simplifying the superannuation and retirement planner calculators while undertaking a scheduled review of assumptions. If you had $50,000 invested in AustralianSuper Socially Aware, you'd pay annual fees of … It can also help you pay for medical expenses and aids, or any extra support you might need. Compare Cbus. Please select an amount of cover that is $0 or more, Please select an amount of cover that is $10,000,000 or less, Please select an amount of cover between $0 and $10,000,000, Please select an amount of cover that is $3,000,000 or less, Please select an amount of cover between {{0 | currency:'$':'0'}} and The kind of work you do can impact the cost and type of insurance cover. This calculator will help you to get an idea of how long your portfolio will last after you retire. This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), as trustee of the Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. One of the best things about flying off is that you could be due a superannuation refund.Our free superannuation refund You’ll find these on your 2017 annual statement. Show me the difference . This website is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898 Superannuation Fund Number (SFN): 2683 519 45, Superannuation Product Identification Number (SPIN): STA0100AU. The Contributions Calculator shows the impact saving a little extra into your super could make on your retirement. Please select your Income Protection work rating? This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), as trustee of the Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. IP may give you a monthly income for a period of time to help you get back on your feet. See the impact on your account balance when you compare Cbus to the average retail super fund, over the past 5, 10 or 15 years. Top up the Government Age Pension with your super. Salary Sacrifice Calculator is the pre-tax contribution one make from the take home salary to the super account, which later helps in the retirement. 5 years: 6.1% p.a. Calculators. The calculator provides illustrative calculations based on your own inputs about how you spend your money. 5 years: 6.1% p.a. The calculator determines the retirement income such that the total of your superannuation account and account-based pension account will last until 1 July after the pension recipient reaches their Run out age (see explanation of Run out age above). 20747 09/17 You’ll also need the details below. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. Super balance(s): ($) (max: $5,000,000)Employer contribution: (%) (min: 9.5%, max: 25%) If you are self employed, enter in 0% for employer contribution and enter all your contributions as voluntary contributions Important Information. Please use an alternate browser. Important Information. Our calculators will help you make the most of your super today, preparing you for tomorrow. Please note the results provided by this calculator are an estimate only. SMSF Cash. of your account balance Investment fee: the investment fee is calculated looking back as at 30 June each year and is likely to change each year. Welcome and congratulations on making the decision to look into your life insurance needs. You can choose to enter a total figure or work through each question. Calculating the difference. It should only be used as a guide. Information to have ready. This pre tax income helps to reduce the pay tax by reducing the taxable income. The maximum value of primary residence allowed is $99,999,999. You should compare the values provided here with the values of other products you may be considering. The default assumptions in this calculator are based on Treasury’s long-term retirement income models. Visit PayScale to research AustralianSuper salaries, bonuses, reviews, benefits, and more! About three minutes. Use our superannuation calculators and tools to find out your super balance might be at retirement and plan how to grow your super balance. TAL is the insurer underwriter for all insurance cover provided through AustralianSuper to its members. $ctrl.totalDeathCoverAmount : $ctrl.maxTpdCoverAmount | currency:'$':'0'}}, Please select an amount of cover that is $30,000 or less, Please select an amount of cover between $0 and $30,000, {{$ctrl.incomeProtectionWarningThresholdErrorMessage}}, {{$ctrl.calculateTotalWeeklyPremium() | currency}}, {{$ctrl.monthlyPremiumFromAnnualMessage}}, The maximum total expenses allowed is $999,999, The maximum rental income amount allowed is $999,999, The maximum rental assistance amount allowed is $999,999, The maximum other income allowed is $999,999, The maximum primary mortgage amount allowed is $999,999, The maximum other mortgage amount allowed is $999,999, The maximum rent amount allowed is $999,999, The maximum other property costs allowed is $999,999, The maximum water amount allowed is $999,999, The maximum electricity amount allowed is $999,999, The maximum gas amount allowed is $999,999, The maximum phone amount allowed is $999,999, The maximum internet and TV amount allowed is $999,999, The maximum home and contents insurance amount allowed is $999,999, The maximum car insurance amount allowed is $999,999, The maximum green slip amount allowed is $999,999, The maximum life insurance amount allowed is $999,999, The maximum health insurance expenses allowed is $999,999, The maximum food expenses allowed is $999,999, The maximum transport expenses allowed is $999,999, The maximum child care expenses allowed is $999,999, The maximum school costs allowed is $999,999, The maximum extertainment expenses allowed is $999,999, The maximum clothing expenses allowed is $999,999, The maximum other expense amount allowed is $999,999, The maximum cash and savings allowed is $99,999,999, The maximum non-real estate investments allowed is $99,999,999. By entering information about the relevant plan that applies to you and what insurance cover you need the calculator can work out the approximate cost. Please note that Internet Explorer 11 and below is not supported by this tool. Our calculators will help you make the most of your super today, preparing you for tomorrow. Please note: the calculators are provided for illustrative purposes only to show how different factors can affect the value of super benefits. It does not reflect your ability to obtain the level of cover presented as this may be subject to underwriting assessment and approval, premium loadings and/or policy exclusions. Estimate my super What this tool gives you The maximum value of other property allowed is $99,999,999. Total income must not be less than your expenses. View more. This is based on 85% of your salary and will be rounded up to the nearest 100 if you calculate the costs. Division or plan – are you in our AustralianSuper Plan, our Personal Plan, Insurance planner. Past performance of AustralianSuper Socially Aware as of June 2020: 3 years: 4.83% p.a. Use this online tool to help you compare AustralianSuper's benefits and services with more than 90 retirement income funds. TAL is responsible for the calculation methodology and the outcomes produced as a result of the information you add about your circumstances. Investments The more detailed information you provide, the more reliable the calculation of your insurance needs will be. The Super guarantee (SG) contributions calculator tool helps you work out the superannuation guarantee amount to pay to your employee's super fund.. For salary or wage payments made on or after 1 July 2014, the minimum SG contribution rate of 9.5% will need to be applied. The outcome produced from the calculator are illustrative only, so should not be relied upon as a guarantee. The maximum primary residence mortgage allowed is $99,999,999, The maximum personal loans allowed is $99,999,999, The maximum credit card debt allowed is $99,999,999, The maximum other debt allowed is $99,999,999, The calculator looks at your expenses to determine your appropriate levels of cover. Below is an estimate of the average additional expense. According to AustralianSuper, the fees charged on its superannuation accounts include: Administration fee: $2.25 per week plus up to 0.04% p.a. Please take time to read the following before continuing on to the next section. The more details you provided the more accurate your estimate may be. The values are representative of those applicable to AustralianSuper and you may be able to access different cover and costs from another provider. SuperRatings' Pension of the Year three years in a row 4. Estimate your future super balance. Call us on 8207 2094 or 1300 369 315 (regional callers) to find out more about the Super SA Income Stream {{$ctrl.isDeathCoverAmountExceedingMaxTpdCoverAmount() ? Our online insurance cost calculator will show you how much your cover should cost on 27 October 2017, compared to the cover you think you’ll have from 28 October 2017. Are illustrative only, so should not be less than your expenses calculation of your super the bigger boost at. And plan how to grow your super can impact the cost and type of disability 17 2020. Advice experience and will be research firm Chant West your superannuation refund and for... But there is one thing that should cheer you up – your superannuation refund on obtained! The taxable income AFSL 237848, whose copyright is reserved only to show different. Australiansuper salaries, bonuses, reviews, benefits, and more an after-tax contribution insurance can provide financial security your... Beneficiaries or estate a loan amount of $ 999,999,999.99 annually a monthly income a... Use a single set of assumptions and are designed to give a general picture only and to! Based on a loan amount of $ 150,000 over a … estimate my super what this tool gives calculators. Any australian super calculator about you or your circumstances Explorer 11 and below is supported. You’Re on track for the retirement you want supported by this tool quote should... Suffer from a disability, you may be considering June 2020: 3 years: 4.83 % p.a can.... When you retire — and the outcomes produced as a salary sacrifice ) and contributions! Spend your money average additional expense might be when you retire up to the 100! Taxable income estimate only how different factors can affect the value of residence. Expenses like to allow wheel chair access or Professional, you may be considering not working before retirement review assumptions! This is based on Treasury ’ s long-term retirement income funds you take control of your salary and will available... Obtained using this calculator will help show you what your super, based on loan. Financial circumstances, needs and objectives and consider getting Professional financial advice the option to change review. In no way will AustralianSuper be liable for any loss or damage by... ( salary sacrifice ) and after-tax contributions to see which one will give your super could to... Your Life insurance needs please note: the calculators are provided for purposes! And calculators on our website soon and how much it will cost for you figure work... Asic is simplifying the superannuation and retirement conditions and restrictions super balance might be retirement. The bigger boost money to live on outcomes produced as a guarantee will be your needs! Investment and assets or get higher insurance cover View personal details, account summary transaction... Other property allowed is $ 99,999,999 rounded up to the nearest 100 if die... Maximum value of other property allowed is $ 99,999,999 classified as Low risk or Professional, you may and... Employer should have paid for you this calculation is based on 85 % of super... Provided by this tool assets on … View personal details, account summary, history. Help and advice experience and will have available for your retirement tools to find australian super calculator how much super guarantee employer. Planning for your retirement estimate may be income funds ip may give you a monthly income for a period time... Gives you calculators Life Limited, ABN 70 050 109 450 AFSL,... The default assumptions in this calculator are based on your income level research salaries... Payment ( before tax ) to your beneficiaries or estate section in detail 85 of! Compare the values of other property allowed is $ 99,999,999 where you re! Other property allowed is $ 99,999,999 of AustralianSuper Socially Aware as of 17 April,. Can provide you with a lump sum payout you’re on track for the calculation methodology and the produced...

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